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How to Send Money Abroad Using M-PESA

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M-PESA provides a secure and simple way to send money internationally.

If you’re running a business across borders or supporting loved ones overseas, M-PESA offers practical tools to move money with ease. With just a phone in hand, you can send and receive cash in a few steps — fast, safe, and convenient.

Whether you’re in Nairobi, Kisumu, or Mombasa, staying financially connected globally is now at your fingertips.

1. M-PESA Global – Connect Across Continents

M-PESA Global is designed for users who want to send or receive money across the globe. The service covers many African countries like Uganda, Rwanda, Malawi, and Zambia, as well as parts of Asia, including Bangladesh and Pakistan.

All you need is the M-PESA App or *334# to access the platform. Money is sent directly to a phone, and the receiver gets it in their own currency. It’s a fast and reliable choice for families and small business owners.

2. Send to the World via Western Union

Through Safaricom’s partnership with Western Union, customers can send money to over 500,000 locations worldwide or directly into millions of bank accounts. The service works via the app or the USSD code.

Recipients abroad can choose to pick up cash or receive it in their bank accounts without delay. This option saves you from long queues at banks while keeping your money secure.

3. Alipay – Quick Transfers to China

Need to pay suppliers or send help to someone in China? M-PESA now connects to Alipay, making it easy to send money to Chinese mobile numbers or bank accounts.

To use it, go to the Alipay tab on the app or dial *334#. Just make sure you input the correct Alipay ID. This service is a good fit for businesspeople importing goods from China or families supporting relatives there.

4. TerraPay – Trusted Transfers to South Asia

TerraPay is a global payment platform focused on South Asia, particularly Pakistan and Bangladesh. You’ll need the recipient’s phone number or full bank details to complete a transfer.

It’s a secure and steady option, updating exchange rates daily to ensure fair value. TerraPay supports both sending and receiving, perfect for people with commitments or family in the region.

M-PESA continues to simplify international money transfers, giving Kenyans more freedom to transact beyond borders. With multiple trusted platforms and easy access via mobile, you can support your goals — whether personal or business — from anywhere.

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